Best antivirus software to use for online banking

By: Costea Lestoc
9 minute read

Internet banking is a very sensitive matter because there is no do-over. Once a banking system is infiltrated and compromised, a lot of damage can be done, depending on what the attackers want to achieve. When something that is supposed to be very safe goes south, things can get very scary. There are many great things that we benefit from when it comes to using the internet for our most private and serious affairs, but we also have a lot to lose.

Internet banking is great because it allows you to take care of your finances remotely and you no longer have to go down to the bank every time you need to finalize a transaction.

That being said, you need a good antivirus solution that is good for Windows 10 based banking. There are several solutions that fit the bill and can help you keep a watchful eye on your banking service, whether you manage it or just use it.

If you’re interested in what antivirus software you should look into for protecting you during banking operations forms the computer, check this article as we present the top 6 solutions.


The best online banking antivirus software

Bitdefender (recommended)

Bitdefender is well known as the best Antivirus in the world and it is truly a great protection tool which has a bunch of useful features for your protection. It is known also as a great AV which does not overcharge your system. But it is less known as a great online banking security software.

Bitdefender Safepay (recommended)

bitdefender safepay online banking

Safepay is a sort of secured browser incorporated in Bitdefender that is designed to keep safe your online banking and shopping. It supports numerous features. The most important are:

  • Blocking access to your desktop and to your screen (remote screenshot access totally blocked)
  • Protecting passwords while browsing
  • Supporting bookmarks so you can easily navigate through your banking/e-shopping sites
  • Protecting your keystrokes – virtual keyboard available
  • Built-in Hotspot protection
  • Use Safepay browser for any site, not only for banking and shopping

After installing and setting up Bitdefender on your PC, you can access Safepay from Windows ‘search’ bar or from Bitdefender interface by clicking the ‘eyed-shield’ icon and choosing Safepay action.


Kaspersky

The first pick in our list is none other than Kaspersky, a service that is well-known thanks to its long and efficient service towards banishing all kinds of threats from users’ computers. Kaspersky is a fine example of an antivirus service that offers a full suite of features. You will want for nothing with this option as pretty much anything that you would ever need comes incorporated in this software.

Kaspersky Antivirus features:

  • Parental control

Your kids will probably not need banking software but even so, they might still use the internet and Kaspersky offer great parental control options which allow you to stay on top of what your kids are up to online.  You don’t have to choose between keeping your banking information secure and protecting your kids from online threats.

  • Spam filters

Keeping spam out is essential for having a clean inbox but also for staying clear of all the potential dangers that come with junk mail. Such a filter is included in the latest suite from Kaspersky and users can make use of it very efficiently. If you use the computer to check your card balance you probably also use it to check your email.

  • Firewall

The first line of protection, the firewall is essential to the well-being of your system both online and offline. That’s great news for Kaspersky users as the latest suite includes a firewall which improves security considerably. Sure, there’s already a firewall available in Windows by default, but many have gone as far as to say that Microsoft’s iteration of the firewall defense isn’t really up to par with today’s threats.

Regardless of how true that is or not, there’s no denying that it never hurts to have a backup solution. With great performance and recording, the Kaspersky firewall is surely capable of operating at pretty high standards and that’s exactly what you need if you’re going to do your banking from the computer.

The actual antivirus

Of course, all these features are great but what about the actual antivirus? For online banking, we recommend you two of Kaspersky’s products : Kaspersky Internet Security and Kaspersky Total Security. With these tools, you will be able to conduct your online banking with utmost security.

READ ALSO: Kaspersky launches free antivirus in response to Windows Defender pressure


Avast Pro

Yet another popular solution, Avast Pro is in this list because it provides great features which help users stay protected at all times and maintain a safe working environment. If you want to check out your banking statements, the last thing that you need to fear is that data being compromised. That’s due to the very strong resolve found in Avast Pro, which revolves around Password security.

Avast integrates a password manager in its service list which means that there’s, even more, to take advantage of for those that use it. Security details for your banking software will be kept completely safe thanks to the handy password manager which is included in the package.

This manager is able to store and keep password safe, but also to remind you which password goes with what account. A lot of people tend to get their banking accounts locked often because they can’t remember the correct username and password combination, due to having a large number of accounts on various services.

It’s free…kind of

The antivirus comes in two versions. There is a free version and also a Pro version which we actually recommend. Getting the Pro version has its benefits and the advanced security and reassurance that comes with the Pro version are welcome.

However, if you are looking to test before buying, the free version of Avast is a very accurate and authentic representation of what you would get with the Pro, making it easy to determine whether or not you would like it as a full time solution for your system.


Avira Antivirus Pro

Avira Antivirus might be one of the most popular antivirus solutions mainly because of its exquisite free version which people often times install before consider any paid solution. Avira also has paid versions and its services are a direct competitor for the following mentioned antivirus options. One of these versions is Avira Internet Security.

Here are the main features of the tool:

  • File server protection

This is a feature that provides extra protection to your system and allows you to properly manage what comes in and what goes out of it. You can even blacklist applications and files that you don’t trust or want interfering with your online operations.

  • The web console

Avira offers a very interesting yet simplistic solution for managing your devices. It’s not just about the software but also about the devices that your computer comes in contact with. With the web console, you are able to manage all your existing devices as well as add others. You can do pretty much anything from handling partitions to managing licenses.

  • Keeping it simple

While it manages to keep up with the other software options in terms of functionality and usefulness, Avira has a distinct characteristic in the fact that it packs very light. This means that it has a very minimalistic approach towards its entire kit, ranging from design all the way to how it works. This can be a really good thing for users that aren’t really familiar or comfortable with complex setups. But then again, who is, really?


McAfee Live

This is a really awesome choice for those looking for a solid antivirus solution that offers a lot of versatility. Even though the previously mentioned antivirus solutions all fit the bill for great protection, McAfee Live has something it can boast about and that’s it classy cloud protection service. With this antivirus solution, users are able to encrypt cloud data. That can be extremely useful on a computer that is also used for banking.

  • Cloud protection

Nowadays, everything is moving towards a cloud approach so being able to rely on your antivirus service to protect your cloud initiatives is something that shouldn’t be taken from granted. Cloud storage and cloud computing can be either a much safer solution or a more dangerous one if not executed correctly. That being said, it’s nice to have the antivirus in your corner, protecting you when you venture online, on cloud specifically.

  • No limits

One thing that can be noticed with other antivirus programs is the fact that they offer a limited number of installations. Most of them only offer one, so for every device in your house that you want to protect you have to buy a new copy of the antivirus. Some are a little more versatile than that and offer up to 5 devices. That’s a lot better but it’s still a limitation that can hinder your needs.

The great thing about McAfee Live is that it doesn’t have such a limitation and it allows its users to install the software on as many devices as they want. This kind of universal license approach benefit the users a lot because they will save a lot depending on how many devices they have.

For those that use two computers, a tablet and a mobile phone at home and another set of devices at the office, being able to protect them all with one purchase is very valuable. Having them all on one service also helps keep everything in sync and provide a higher level of protection for each device individually.

You can buy MacAfee Live for $84.99.


Symantec Endpoint

Symantec offers a new approach to keeping out threats. While other services focus on repelling attacks, this software focuses also on identifying threats before they even strike. Of course, just because it has a different side to it doesn’t mean that it doesn’t come with all the features and implications of a regular antivirus. You can expect all the standard features that are needed to conduct safety maintaining processes throughout the day.

Detecting threats is a well-added bonus

Symantec Endpoint brings its own technology based on file reputation which detects the latest threats. It’s an effective method of bringing to light threats that might not have been even discovered yet. Staying on top of the situation at all times is how you can be certain of the fact that there will be no new threat that will put your banking operations in danger.

Extensive control

Since we’re talking about your banking situation, you probably want to be in control of every single detail regarding your system as a whole. This is the software that you’re looking for if you want to be in full control. It offers a lot of features such as white listing or blacklisting applications and processes, meaning that you can specifically select what kind of application you will allow what permissions on your device. More than that, you can fiddle with the system’s registry files and whatnot, giving you yet another layer of control.

If you also use your computer to watch all sorts of media, you can control how external media is treated by your machine. You can decide what is allowed and what isn’t allowed to come in contact with your system, so you can take direct control of keeping threats out. While automated features are great, it’s also very nice to have the option of taking things into your own hands and being in full-on mode when it comes to protecting your computer.

You can buy Symatec Endpoint protection for $28.00.


Conclusions

Having a good antivirus means that you are able to safely conduct your business online. It would be a shame to have to renounce online services altogether because we are not able to keep threats at bay. Luckily, it hasn’t come to that and users are able to protect what is theirs. There are many antivirus solutions out there that would do a great job in protecting you and your banking endeavors. The real difference between them is the kind of approach that they take.

Some are more aggressive, some rely on bolstered defenses while others try to prevent problems ahead of time. Taking this into account you might be able to determine which antivirus is best for you and which you would be most comfortable using on a regular basis.

Editor’s Note: This post was originally published in August 2017 and has been revamped and updated for freshness, accuracy, and comprehensiveness. We want to be sure that our list has the best products that will fit your needs.

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