Best financial calculators for real estate to buy [2021 Guide]

Vlad Turiceanu
by Vlad Turiceanu
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Financial calculator

Working in real estate can be a very profitable business, as long as you know what you are doing. However, even more profit can be made if you know how to calculate the money that is circulating to and from your pockets.

As such, nowadays it is almost impossible not to find a real estate agent without a financial calculator at their side. That is precisely why we’ve decided to compile a list of what we think are the best financial calculators that you could buy.

Note: Deals are subject to change. Keep in mind that the price tag often varies. We recommend going on the vendor’s website to check the price. Some of the products may be out of stock by the time you’ve made your purchasing decision. So, hurry up and hit the buy button.

What are the best financial calculators for real estate?

Texas Instruments BA II Plus

Texas Instruments BA II PlusThe Texas Instruments BA II Plus is one of the most popular and efficient financial calculators out there. This is thanks to the built-in functions that make it great not only for real estate but other domains as well, such as pension calculations, loans, mortgages, etc.

More so, the functions and keypads are arranged in a way that makes the calculator suitable for both students and financial workers.


  • Profitability calculations
  • Cash flow function Calculates NPV and IRR for uneven cash flows
  • Time-value-of-money and Amortization keys s
  • Solves problems including pension calculations, loans, mortgages, etc.
  • Ideal calculator for students, managers, and statisticians
  • List-based one- and two-variable statistics with four regression options: linear, logarithmic, exponential and power


  • Keypad markings rub off pretty easily


HP 10bII+

HP 10bII+The HP 10bII+ is a tool for those of you that love versatility in a tool, as it supports over 100 functions that can be used in a wide variety of financial-related domains.

For example, it can calculate loan payments, interest rates and conversions, standard deviation, percent, TVM, NPV, IRR, cash flows, and more, while still being accepted in CFP certification exams.


  • The HP 10bII+ is the smart choice for business and finance needs
  • Over 100 time-saving, easily-accessible business functions
  • Permitted for use on the CFP Certification Exam.


  • May have battery issues

Check price


HP 12CPThe HP 12CP is an enhanced version of the HP 12C, featuring even more supported function that it can solve easily, while still maintaining the same design people may be familiar with.

With over 120 supported functions, it can be used in a wide variety of domains, including business, finance, mathematics, and statistics, and even date calculations.


  • High quality and durable
  • Portable design
  • Energy Star certified
  • Robust and versatile financial calculator
  • Over 120 built-in functions for business, finance, mathematics, and statistics
  • Efficient data entry using RPN
  • Small size; easy to take anywhere


  • Best for financial professionals, not students

Check price

HP 12C

HP 12CIf professional use is more what you are looking for, then the HP 12C is the financial calculator that you need. The HP 12C’s functions include all the basics, such as calculating APR, NPV, and IRR and statistics are a snap.

It is also very battery efficient, allowing the calculator to hold on and never leave you down on a moment’s notice, so you can go and get a set of extra batteries.


  • High quality and durable
  • Portable design
  • Energy-star certified


  • Best for financial professionals, not students

Check price


HP 17BII+Designed with real-estate, business, and finance professionals in mind, the HP 17bII+ financial calculator provides RPN or algebraic data-entry modes and over 250 easy-to-use functions that you can make use of.

It comes with a  two-line, 22-character display that is easy to read, offering convenient menus and prompts, plus clock and calendar, but making it a bit too much for students or does that are doing casual calculations.


  • HP Solve customizing method
  • Alpha and numeric keyboard
  • Over 250 built-in functions
  • 2-line by 22-character LCD
  • List-based cash flow analysis
  • 2-line by 22-character LCD
  • Over 250 built-in functions


  • Low button quality

Check price

Closing thoughts on financial calculators for real estate

In a world where everyone has technology in their pockets, maybe in the form of an actual calculator, or just a financial calculator app on their phone, going on the field to make a sale with just a pen and paper is going to be pretty hard.

That is why investing in a good pocket-sized financial calculator will get you through many difficult situations, and making a profit will also be more error-free.

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