Download and install Microsoft Money on Windows 10

Milan Stanojevic
by Milan Stanojevic
Deputy Editor
Milan has been enthusiastic about PCs ever since his childhood days, and this led him to take interest in all PC-related technologies. Before joining WindowsReport, he worked as a front-end web developer. Read more
Affiliate Disclosure
  • Microsoft Money is discontinued personal finance software from Microsoft.
  • Even though the application is discontinued, it still works on Windows 10.
  • The software works on Windows 10, but sadly, certain features are unavailable.
  • In this guide, we’ll show you how to properly download Microsoft Money and run it on Windows 10.
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Managing finances isn’t always the simplest task. In the past many users relied on tools such as Microsoft Money in order to help them manage their finances.

Microsoft Money was a popular tool in the past, therefore today we’re going to show you how to install it on Windows 10.

What is Microsoft Money?

Microsoft Money has a long history, but unfortunately this tool isn’t actively developed anymore.

The first version of this program was released way back in 1991, and it was available for desktop version of Windows. After several versions, Microsoft Money made its way from 2000 to 2006 on select versions of Windows Mobile.

In 2008 Microsoft announced that it will stop releasing new versions of the software each year and that there are no plans to release the version for 2009. The sales were discontinued on June 30, 2009. 

In January 2011 the online services were stopped and users could no longer enjoy any support from Microsoft.

Even though the software was discontinued, Microsoft didn’t completely abandon its users. In 2010 Microsoft announced the release of Money Plus Sunset.

This is a free tool and we already covered how to download and use Microsoft Money Plus Sunset version on Windows 10.

This tool is designed as a replacement for Money Plus Deluxe and Money Plus Home & Basic, therefore if you have any of the previous versions of the software installed, we suggest that you don’t install Money Plus Sunset over it.

Even though Microsoft Money Sunset offers the same features as its predecessors, we have to mention that certain features are missing. For example, you cannot import data files from non-US versions of Microsoft Money.

Please note that Money Plus Sunset versions come preconfigured with: · No online services (no online quotes, no bill payment, no statement downloads initiated by Money, no data sync with MSN Money online services, etc…) · No support services (support services are limited to online self-help only, see Money Plus Sunset EULA and Microsoft’s Support Lifecycle pages for more details) · No need to activate the product

Since all online support isn’t available anymore, you can’t use any of the previously available online features such as bill payment, online quotes, statement downloads, data sync with MSN Money, etc.

Keep in mind that there’s no online help and no Assisted Support, therefore if you have any issues you won’t get any support from Microsoft.

Using Microsoft Money is simple, and in the following section we’ll show you how to download Microsoft Money on your PC.

How can I install Microsoft Money on Windows 10?

  1. Go to Microsoft Money’s download page.
  2. Click the Download button and wait for the download to start.
  3. Locate the USMoneyDlxSunset file that you just downloaded and double click it.
  4. You might get a message saying that your antivirus software can interfere with Microsoft Money setup. Click OK.
  5. Read the license terms and click the I Accept button.
  6. Wait for the installation to finish.
  7. Once the installation is completed, click the Finish button.

The software is officially discontinued, but you can still use Microsoft Money on Windows 10, with certain features missing.

After you installed Microsoft Money, you can start it it by doing the following:

  1. Double-click the Microsoft Money shortcut.

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I love MS Money and even after several years I’ve never been able to find anything that works enough like it. I just went to the download page and got an ‘error 404 – not found’ message. The page read that the download is no longer available. anyone know of an alternative site to download it?

I recently downloaded an old version of Money I had on a CD I purchased. It downloaded great and works great however it keeps prompting me to activate it. I obviously can’t because the server for Money no longer exists. It says if I don’t activate it then I won’t be able to use certain functions. Is it just the online stuff I won’t be able to use? If so, that’s fine because I don’t use that anyways. I just want to be able to manually enter my transactions and get my monthly reports.

I’m using Sunset already for many, many, many years. I think i started using it when i moved to Windows 7, +12 years ago.

But i wonder what to do when it becomes incompatible with the OS lately. MSMoney has an export function to QIF but how long will QIF be supported? There are not so many apps left, supporting QIF, which are sometimes only available in US. I live in Europe.

I have data in it for about +25 years (started with the very first version in the nineties 😉 and really don’t want too lose it someday…

Moving to Moneyspire is an option but Sunset is SO GOOD !!!!!

any suggestions ???

This is great. But is there a special way to use a backup file from a different computer to run it with existing data or do I have to start again?

imho, you can load a backup file from another computer without any problem. Just open the backup file in Money on the new computer. Money will create a new datafile including all data from the backup file.

I have installed this last and free version of the MsMoney – Sunset. It is incredible good as other Ms Money previous versions used to be. As I am Brazilian, I face an even worst situation. The version I was using before this last release (Sundest) was the Money98 in Portuguese and I cannot use my 98’s files, very sorry. In spite of being using MsMoney for more than 20 years, I had finally big troubles to install it after many windows upgrades. The situation of using the 98 Brazilian version became unfair. So I regreted and restarted again … Now I am a new/old user for Money Sunset. My old files of Money 98 are still very well conserved and are waiting for a solution, that maybe never will come. Waiting for a Ms Money Sunrise !! Best Regards

I’m still using my old copy of MS Money from 2005 and it works without any problem. I’ve tried many other money management programs but for my personal financial management this one is still the best by far. The only problem I’ve found recently is that several financial institutions in the UK are moving away from supporting downloads in the .qif format – Capital One and First Direct Bank to name two I am personally aware of, which I find infuriating since it costs them nothing to support this format. I already complained bitterly to Capital One last year, and have now stopped using them. I am now in the process of complaining to First Direct who have just recently revamped their website and have also quietly dropped .qif support. I’m seriously considering moving my accounts from them as well if they don’t bring it back.
Santander and NatWest still do support .qif downloads at this time of writing.
Currently, most banks still support .csv downloads, for which there is a free program (XL2QIF) available to convert .csv files to .qif. However the instructions leave a lot to be desired and present quite a challenge, but at least the program seems to work once you figure it out. That’s really beside the point though, we shouldn’t have to convert the files in the first place!

Fortunatelly here in Brazil at most of the Banks offer OFC and OFX formats to download. Even though, my problem is to find a way to still be using my old files from Money 98, the last Brazilian release (in portuguese, in fact). So, as using Money 98 version became quite complicated in windows 10, recently I decided to start using Money Sunset. Fortunately it is working properly, so far. I am still trying to find a way to be able to use my old files is Sunset.