In order to take the full potential of PayPal, you’ll need to link your bank or debit card. This allows you to transfer funds from PayPal to your bank account and vice versa. Linking a debit card works great most of the time, and you should be set in a matter of minutes. However, PayPal is not accepting a card for some users.

If you are unable to link a debit card to your PayPal account, follow the steps below.

Why is PayPal not accepting my debit card?

1. Ensure that the card information is on point

First and foremost, you need to ensure that all the debit card information is on point. Make sure that the debit card at hand is supported, that you set the right billing address, expiration date, and security code before moving on.

PayPal not accepting card

It’s really important that all the information matches the information from your bank. Have in mind that you can use only Visa, MasterCard, and American Express debit cards. The iterations of some Visa or MasterCard debit cards won’t work with PayPal if they are only supporting the local currency.


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2. Make sure that the debit card balance is at least 2 USD or EUR

This is really important. In order for PayPal to confirm that the debit card at hand is active, it’ll take 1 USD during the registration process. The said sum will be returned to your bank balance, as soon as PayPal sucessfully links the debit card.

PayPal not accepting card

Therefore, ensure that you have at least 1 USD available, although due to exchanges rates (if you are having a different currency), we suggest to have at least $2.

3. Remove the debit card from other accounts

An important thing is to unlink the debit card from other PayPal accounts if you have it linked. PayPal allows for a one card to be used on a single account solely.

PayPal not accepting card

Finally, you can contact the PayPal support team and present the issue that’s bothering you. In our own experience, they tend to be quite helpful. You can reach them on the official support website.

Additionally, tell us the alternative solutions you used in the comments section below.

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