PayPal not accepting card? Fix it with these 4 steps

by Aleksandar Ognjanovic
Aleksandar Ognjanovic
Aleksandar Ognjanovic
Troubleshooting Expert
Aleksandar's main passion is technology. With a solid writing background, he is determined to bring the bleeding edge to the common user. With a keen eye, he always... read more
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  • PayPal is an extremely reliable online payment service, but issues can still appear.
  • For example, we will be discussing what to do when PayPal doesn't accept a card.
  • If you want to know more about this payment service, visit our dedicated PayPal Issues Hub.
  • To check out additional info on online services, visit our Web Apps page.
paypal not accepting card

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In order to take the full potential of PayPal, you’ll need to link your bank or debit card. This allows you to transfer funds from PayPal to your bank account and vice versa.

Linking a debit card works great most of the time, and you should be set in a matter of minutes. However, PayPal is not accepting a card for some users. If you are unable to link a debit card to your PayPal account, follow the steps below.

Why is PayPal not accepting my debit card?

1. Ensure that the card information is on point

First and foremost, you need to ensure that all the debit card information is on point. Make sure that the debit card at hand is supported, that you set the right billing address, expiration date, and security code before moving on.

PayPal not accepting card

It’s really important that all the information matches the information from your bank. Have in mind that you can use only Visa, MasterCard, and American Express debit cards. The iterations of some Visa or MasterCard debit cards won’t work with PayPal if they are only supporting the local currency.

2. Use a PayPal alternative

PayPal isn’t the only service of its kind on the market, so if using it is out of the question, at least you know all is not lost. However, if you do choose to use a different service, you might as well use something that is as good, or better, than PayPal.

One candidate that fills the bill just nicely is Payoneer due to its flexible methods to get paid or fast transfer services between you and other clients.

With this payment manager option, you can benefit from fast online payments worldwide, local currency account bills, or low fees for your income. You’re able to make purchases online and in-store as well.

At the same time, your money can be managed efficiently, with local currency transfers or withdrawals at any ATM all over the world.

3. Make sure that the debit card balance is at least 2 USD or EUR

This is really important. In order for PayPal to confirm that the debit card at hand is active, it’ll take 1 USD during the registration process. The said sum will be returned to your bank balance, as soon as PayPal successfully links the debit card.

PayPal not accepting card

Therefore, ensure that you have at least 1 USD available, although due to exchanges rates (if you are having a different currency), we suggest having at least $2.


4. Remove the debit card from other accounts

An important thing is to unlink the debit card from other PayPal accounts if you have it linked. PayPal allows for a one card to be used on a single account solely.

PayPal not accepting card

Finally, you can contact the PayPal support team and present the issue that’s bothering you. In our own experience, they tend to be quite helpful. You can reach them on the official support website.

Additionally, tell us the alternative solutions you used in the comments section below.

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Frequently Asked Questions

  • There are multiple reasons why PayPal may reject your card. It may have something to do with how you linked your PayPal account to your bank account.

  • Yes, deleting your PayPal account is possible, but you need to be careful when you do so. Follow this guide for further information on how to delete your PayPal account.

  • Yes, using VPNs with PayPal is quite possible. In fact, here’s a list of the best VPN services that you can use to make payments in a secure manner.

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