5+ best personal check writing software [Free & Paid]

Radu Tyrsina
by Radu Tyrsina
CEO & Founder
Radu Tyrsina has been a Windows fan ever since he got his first PC, a Pentium III (a monster at that time). For most of the kids of his age, the Internet was an... Read more
Affiliate Disclosure
  • In a world where cold hard cash is no longer so prevalent, writing checks has become the norm.
  • Because of this, the best check writing software will help you make your payments much more presentable.
  • We created the list below to showcase such products that come with additional checking features as well as financial transaction support.
  • We included free software and premium suggestions, so keep reading to find your best option.
best check writing software

Checks are used to make various types of transactions. The check payor has to carefully fill in the correct information regarding the identity of the check bearer, the sum of money paid, and many more.

Writing and filling checks can get overwhelming if you are a person that deals with lots of such financial instruments. A check design software can help you save time and also ensure that you don’t make any mistakes in the process.

Usually, you can use a word processor to create checks, but the truth is that check writing software shortens the whole process a great deal and it can also help keep track of your checks.

Some of the tools that are available on the market also include useful business accounting features, so they’re really worth checking out.

We gathered some of the best check writing software that you can currently find on the market, and we’re listing their main features and functionalities in order to help you with your final decision.

What is the best check writing software for Windows & Mac?

Adobe Illustrator

Adobe Illustrator is perfectly suited for check-writing for one good reason: it’s the best graphic design software that can create anything from logos, checks, flyers, to beautiful illustrations that can be embedded anywhere, in any size.

If you’re in need of good software to help you write professionally-looking checks, Illustrator cannot be beaten.

Boasting unlimited fonts, stunning typography, and rich colors, the tool allows you to customize your checks in unprecedented ways.

Integrate unique logo designs and vector-based artwork that you can scale as much as you want to fit the size you need and know that it will still be print-ready.

The best part is that it works seamlessly with other Creative Cloud apps like Photoshop, InDesign, XD, Adobe Stock, and Premiere Pro.

Use Adobe Stock to choose from high-quality, artist-designed, creative Illustrator templates to kickstart your check-writing project and save templates inside Creative Cloud Libraries to organize your work.

Let’s quickly look at its key features:

  • Improved launch time and faster file opening (launches, saves, and renders effects faster than ever before
  • Improved special effects in preview mode
  • Simplified vector paths
  • Rich color Freeform Gradients
  • Interactive step-by-step tutorials

Adobe Illustrator is a subscription-based software. You can try it for free for 7 days. The software can be used individually or as part of the Creative Cloud.

Adobe Illustrator

Adobe Illustrator

What better tool to use to create stylish checks than the world’s best vector-based graphic design tool!

Free trialVisit website

QuickBooks

When it comes to managing your bookings, be it your home finances or that of a company, few services manage to offer the sheer amount of tools that QuickBooks delivers.

This accounting software is one of the best in the world of its kind for small-to-medium businesses, offering on-premises accounting applications along with cloud-based versions.

These are all perfectly capable of accepting business payments, manage and pay bills, and payroll functions.

That being said, something as simple as creating and writing checks is second nature to this program, allowing you to create designs in however way you want.

This tool is also accessible, as you can install it on your mobile device as well. The data is safely stored in the cloud, so you have real-time sync across all your devices.

Here are some of the perks of using QuickBooks:

  • Use it to separate business and personal expenses
  • Comes with automatic mileage tracking
  • On-the-go invoice creation
  • Automatic quarterly taxes calculations.

Quickbooks is a paid service, but it provides a 30-day free trial.

QuickBooks

QuickBooks

Manage your earnings and create invoices, checks, and other financial statements with the help of this versatile software service.

Check priceVisit website

VersaCheck X1 Gold

VersaCheck X1 Gold is software that has been designed for basic check writing and minor bookkeeping.

You will be able to use this software in order to create personalized checks with various fonts, logos, and shapes as well.

VersaCheck allows you to print checks on any type of paper and into the format of your choice.

The software can add the Magnetic Ink Character Recognition line at the checks’ bottom.

Banks usually use MICR to verify check data electronically, and if there’s not such a line on your checks, they will have to confirm that particular data manually.

You can also send or receive checks online or via phone, email, and fax.

Some new handy features include INKcrypt Counterfeit-Proof Safeguards and UV invisible Ink Tag Security.

Using this tool, you will be able to protect your accounts and receive activity alerts. You can see real-time transactions and other types of activities.

VersaCheck supports multiple accounts and covers a large number of banks. You can manage all your finances and all of your accounts from one place, using just one tool.

Let’s quickly go through its key features:

  • Copy and scan features
  • Compact and lightweight
  • Check paper included in the package

The software is compatible with Laser and Inkjet printers.

Get Versacheck X1 Gold

GnuCash

check software

GnuCash is a competent tool for personal and small business accounting and most users with a few financial management basics will definitely get the most out of this freeware.

After you download the software, there will be a setup assistant program that will guide you through setting up online banking.

The program’s interface is effortless to understand and use and it presents itself in a familiar way especially for users who are accustomed to performing online banking.

The software’s functions are listed in a tree along the left side, and you will see their checking accounts, stocks, and more investment forms.

At the top of the screen, you will see commands for reports, actions, and tools.

It’s quite simple to view the spending reports, reconcile checking accounts, and others.

You will be able to print checks on standard check stock, and the graphical interface will help you develop your check layout.

The program is quite simple, but it may not seem the ideal choice for beginners due to the vast amount of terms and actions that may require a dictionary.

On the other hand, GnuCash comes with a great tutorial that outlines the program but also the financial terminology.

Novice users will totally appreciate this wizard that walks you through the whole setup process.

Other key features of GNU Cash include:

  • Double entry accounting
  • Scheduld transactions
  • Invoicing support
  • QIF and OFX import

If you are overwhelmed by the massive number of personal accounts that you are trying to manage or if you are struggling to keep your small business on track financially speaking, this may just be the perfect solution for you.

Get GnuCash freeware

Checksoft Home

Checksoft Home is a tool designed to offer users assistance in financial management. The software can support more accounts at the same time and while sorting all data.

The software comes with a hundred check specimens built in its database, so you will have a lot to choose from. All you have to do is to select one of them and then enter the account data to start using it.

You can also create brand-specific checks with the fully customizable background images, logos and graphics included. Checksoft provides over 1 thousand options to choose from.

There is also a quick print option available if you need one. You can either print check forms to fill out by hand or digitally filled checks.

The software comes with a few settings that allow administration or control for all your accounts.

Checksoft Home also includes more options such as financial transactions check and client and suppliers organization.

The dashboard displays all the transactions that have been operated by the user, and they are linked to detailed reports which are saved in the program’s archives

You will also get the chance to sort the data and organize it however you want to make the follow-up much more manageable.

Other key features of Checksoft include:

  • Real-time balance updates
  • Reconciliation wizard
  • Payment scheduler
  • Integrates with Quicken, QuickBooks, and Bookkkeeper

The software generates printable financial reports which can also be modified if needed. Its intuitive interface makes it effortless to use even for people who are not extremely advanced.

Get Checksoft Home

Goldenseal Check Writing Software

Goldenseal Check Writing Software is another handy tool that prints checks, balances checkbooks, and also reconciles checking accounts.

Goldenseal Check Writing Software lets you enter an unlimited number of checking accounts. Moreover, for each account, you can add as many separate checkbooks as you need.

If you work with many checks, this software may save you a lot of time because it can automate the check-filling process. The Pay Bills and Write Payroll commands, as well as the Deposit Funds command, will fill out most of the information for you.

However, if you prefer to write and fill your checks manually, you can absolutely do that as well.

Goldenseal has an Instant payment feature that will create an item when you pay by check, cash, or credit card, so you won’t be required to enter two transactions.

This software also prints checks on any pre-printed check forms and the blanks support most common layouts.

You will get the chance to use the Custom layouts command in order to change the forms however you like.

Other key features include:

  • Transactions for credit cards, savings, escrow, cash, and loan accounts included
  • Goldenseal prints paychecks and it allows the process on various check blanks
  • Register view reports

If you print a large number of checks, it’s recommended that you use the software to print your own MICR checks with info on the bottom of the checks.

On the other hand, for smaller quantities of checks, you can use the economical pre-printed ones.

Get Goldenseal Check Writing Software

Here’s where our list of the best check writing software comes to an end. No matter which tool you decide to get, you will find it packed with lots of handy features besides the check printing ones.

If you integrate such a tool into your workspace, you will be able to save a lot of time and hassle. Not only will you create error-proof checks, but also keep more organized with detailed reports and real-time notifications.

Let us know which one convinced you to seal the deal in the comments section below. Tell us what functionalities and your overall experience with these products.

All of the entries listed above are also useful if you’re interested in the following:

  • Free check writing software
    • All entries on this list have some form of free subscription model attributed to them
  • Online check writing software
    • Many of the entries on this list have an online component or are web apps.

Frequently Asked Questions

  • QuickBooks and Illustrator are on the top of the list but for different reasons. On the other hand, Illustrator is perfectly equipped to help you design professionally-looking checks that are print-ready.

  • QuickBooks is a popular bookkeeping software allowing you to organize your expenses, control your cash flow, and create custom, professional invoices, and/or sales receipts.

  • Our top picks for spending tracker tools are YNAB, Dollarbird, and QuickBooks. Check out this complete guide containing a comprehensive list of tools and their main features for you to compare.

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