6 best personal check writing software [Free & Paid]

Radu Tyrsina
by Radu Tyrsina
Founder & Editor-in-Chief
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  • Creating checks can be daunting, especially if you don't have any templates to follow.
  • Check writing software shorten the whole process a great deal and they can also include useful business accounting features. 
  • You deserve all the help available on our Financial Management Software page.
  • You can further explore the specialized tools in our Business Software Hub.
best check writing software

Usually, you can use a word processor to create checks, but the truth is that check writing software shortens the whole process a great deal and it can also help keep track of your checks.

Some of the tools that are available on the market also include useful business accounting features, so they’re really worth checking out.

We gathered six of the best check writing software that you can currently find on the market, and we’re listing their main features and functionalities in order to help you with your final decision.

What is the best check writing software for Windows & Mac?

Adobe Illustrator is perfectly suited for check-writing for one good reason: it’s the best graphic design software that can create anything from logos, checks, flyers, to beautiful illustrations that can be embedded anywhere, in any size.

If you’re in need of good software to help you write professionally-looking checks, the Illustrator cannot be beaten.

Boasting unlimited fonts, stunning typography, and rich colors, the tool allows you to customize your checks in unprecedented ways.

Integrate unique logo designs and vector-based artwork that you can scale as much as you want to fit the size you need and know that it will still be print-ready.

The best part is that it works seamlessly with other Creative Cloud apps like Photoshop, InDesign, XD, Adobe Stock, and Premiere Pro.

Use Adobe Stock to choose from high-quality, artist-designed, creative Illustrator templates to kickstart your check-writing project and save templates inside Creative Cloud Libraries to organize your work.

Let’s quickly look at its key features:

  • Improved launch time and faster file opening (launches, saves, and renders effects faster than ever before
  • Improved special effects in preview mode
  • Simplified vector paths
  • Rich color Freeform Gradients
  • Interactive step-by-step tutorials
Adobe Illustrator

Adobe Illustrator

What better tool to use to create stylish checks than the world's best vector-based graphic design tool, which can now be tested for free for 7 days as well.

Free trial Visit website

When it comes to managing your bookings, be it your home finances or that of a company, few services manage to offer the sheer amount of tools that QuickBooks delivers.

This accounting software is one of the best in the world of its kind for small-to-medium businesses, offering on-premises accounting applications along with cloud-based versions.

These are all perfectly capable of accepting business payments, manage and pay bills, and payroll functions.

That being said, something as simple as creating and writing checks is second-nature to this program, allowing you to create designs in however way you want.

Here are some of the perks of using QuickBooks:

  • Use it to separate business and personal expenses
  • Comes with automatic mileage tracking
  • On-the-go invoice creation
  • Automatic quarterly taxes calculations.
QuickBooks

QuickBooks

Manage your earnings and create invoices, checks, and other financial statements with the help of this versatile software service.

$7.50/mo. Visit website

VersaCheck X1 Gold is a software that has been designed for basic check writing and minor bookkeeping.

You will be able to use this software in order to create personalized checks with various fonts, logos, and shapes as well.

Let’s quickly go through its key features:

  • You will be able to print checks on any paper.
  • The software can add the Magnetic Ink Character Recognition line at the checks’ bottom.
  • Banks usually use MICR to verify check data electronically, and if there’s not such a line on your checks, they will have to confirm that particular data manually.
  • You can also send or receive checks online or via phone, email, and fax.
  • Some new handy features include INKcrypt Counterfeit-Proof Safeguards and UV invisible Ink Tag Security.
  • Using this tool, you will be able to protect your accounts and receive activity alerts.
  • You can manage all your finances and all of your accounts from all the banks.
  • The software is compatible with Laser and Inkjet printers.

Download Versacheck X1 Gold

GnuCash is a competent tool for personal and small business accounting and most users with a few financial management basics will definitely get the most out of this freeware.

Let’s quickly go through its key features:

  • After you download the software, there will be a setup assistant program that will guide you through setting up online banking.
  • The program’s interface is effortless to understand and use and it presents itself is a familiar way especially for users who are accustomed to performing online banking.
  • The software’s functions are listed in a tree along the left side, and you will see there checking accounts, stocks, and more investment forms.
  • At the top of the screen, you will see commands for reports, actions, and tools.
  • It’s quite simple to view the spending reports, reconcile checking accounts, and others.
  • You will be able to print checks on standard check stock, and the graphical interface will help you develop your check layout.

The program is quite simple, but it may not seem the ideal choice for beginners due to the vast amount of terms and actions that may require a dictionary.

On the other hand, GnuCash comes with a great tutorial that outlines the program but also the financial terminology.

Novice users will totally appreciate this wizard that walks you through the whole setup process.

If you are overwhelmed by the massive number of personal accounts that you are trying to manage or if you are struggling to keep your small business on track financially speaking, this may just be the perfect solution for you.

Try GnuCash freeware

Speaking about financial management, you might also be interested in boosting your transactions. Use the very best Forex PC software available.

 

Checksoft Home is a tool designed to offer users assistance in financial management. The software can support more accounts at the same time and while sorting all data.

Let’s quickly go through its key features:

  • The software comes with a hundred check specimens built-in its database, so you will have a lot to choose from.
  • All you have to do is to select one of them and then enter the account data to start using it.
  • There is also a quick print option available if you need one.
  • The software comes with a few settings that allow administration or control for all your accounts.
  • Checksoft Home also includes more options such as financial transactions check and client and suppliers organization.
  • The dashboard features all the transactions that have been operated by the user, and they are linked to detailed reports which are saved in the program’s archives.
  • You will also get the chance to sort the data and organize it however you want to make the follow-up much more manageable.

The software generates printable financial reports which can also be modified if needed. Its intuitive interface makes it effortless to use even for people who are not extremely advanced.

Download Checksoft Home

Goldenseal Check Writing Software is another handy tool that prints checks, balances checkbooks, and also reconciles checking accounts.

Let’s quickly go through its key features:

  • The software lets you enter any number of checking accounts, and within each of these accounts, you will be able to have any number of separate checkbooks with various check numbers.
  • You can write checks individually, but this tool allows you to write most of them all at once as well.
  • You will also be able to enter most deposits automatically via the Deposit Funds command.
  • As we said, you can enter checks individually and match them to the transactions that they cover.
  • When you pay for a purchase using a check, Goldenseal Check Writing Software will create an instant payment for that particular item when you enter the transaction.
  • This software also prints checks on any pre-printed check forms and the blanks support most common layouts.
  • You will get the chance to use the Custom layouts command in order to change the forms however you like.
  • Goldenseal prints paychecks and it allows the process on various check blanks.

If you print a large number of checks, it’s recommended that you use the software to print your own MICR checks with info on the bottom of the checks.

On the other hand, for smaller quantities of checks, you can use the economical pre-printed ones.

Download Goldenseal Check Writing Software


Here’s where our list of six best check writing software comes to an end. No matter which tool you decide to get, you will find it packed with lots of handy features besides the check printing ones.

Let us know which one convinced you to seal the deal in the comments section below.


All of the entries listed above are also useful if you’re interested in the following:

  • Free check writing software – All entries on this list have some form of free subscription model attributed to them
  • Online check writing software – Many of the entries on this list have an online component, or are web apps completely.

FAQ: Learn more about financial management software

  • What is the best check writing software?

QuickBooks and the Illustrator are on the top of the list but for different reasons. On the other hand, the Illustrator is perfectly equipped to help you design professionally-looking checks that are print-ready.

  • Which software is best for bookkeeping?

QuickBooks is a popular bookkeeping software allowing you to organize your expenses, control your cash flow, and create custom, professional invoices, and/or sales receipts.

  • What is the best app to track spending?

Our top picks for spending tracker tools are YNAB, Dollarbird, and QuickBooks. Check out this complete guide containing a comprehensive list of tools and their main features for you to compare.


Editor’s Note: This post was originally published in March 2018 and has been since revamped and updated in April 2020 for freshness, accuracy, and comprehensiveness.