Best check writing software [2020 Guide]

Radu Tyrsina
by Radu Tyrsina
Founder & Editor-in-Chief
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check writing software

Usually, you can use a word processor to create checks, but the truth is that check writing software shortens the whole process a great deal and it can also help keep track of your checks.

Some of the tools that are available on the market also include useful business accounting features, so they’re really worth checking out.

We gathered five of the best check writing software that you can currently find on the market, and we’re listing their main features and functionalities in order to help you with your final decision.

Best check writing tools


CheckWriter for Windows

CheckWriter 7.03 is a check writing app that comes with support for printing functions, company details editing, adjustments for print positions and more. This handy tool enables users to write down check information to print, and it also comes with a few more useful functions.

This tool’s main target is not to be intuitive, so it’s best to check out the help documentation before you get started with it.

Take a look at the best features that are included in this check writing software below:

  • During every initialization, the software will ask you to enter a one-time passphrase that will be used to create an MD5 checksum.
  • With the signature’s help, you will be able to verify if a check has actually been printed via the software.
  • The program’s interface is made from a standard window with a bunch of options that are organized very neatly.
  • You will be able to edit check, deposit and also withdrawal records, amounts, bank charges, dates and even ID numbers.
  • You will get the chance to add limitless deposit and withdrawal lines.
  • You can also calculate the balance, copy essential entries, use a calendar, edit then print the form draft, enter the company’s details and more.
  • You will also be able to include memos if you want.
  • While using this lightweight app, you won’t have to worry about it interfering with your system’s resources because it runs a really low quantity of your RAM and CPU.
  • CheckWriter comes with a speedy response time, and it will not result in crashes on your OS.

We recommend that you download CheckWriter to try out more of its features and functionalities and see how it works for your needs.


VersaCheck X1 Gold

VersaCheck X1 Gold is a software that has been designed for basic check writing and minor bookkeeping. You will be able to use this software in order to create personalized checks with various fonts, logos, and shapes as well.

Take a look at more interesting features that you can enjoy if you decide to try this tool:

  • You will be able to print checks on any paper.
  • The software can add the Magnetic Ink Character Recognition line at the checks’ bottom.
  • Banks usually use MICR to verify check data electronically, and if there’s not such a line on your checks, they will have to confirm that particular data manually.
  • You can also send or receive checks online or via phone, email, and fax.
  • Some new handy features include INKcrypt Counterfeit-Proof Safeguards and UV invisible Ink Tag Security.
  • Using this tool, you will be able to protect your accounts and receive activity alerts.
  • You can manage all your finances and all of your accounts from all the banks.
  • The software is compatible with Laser and Inkjet printers.

The pack that you can get from VersaCheck X1 Gold’s official website includes the VersaCheck X1 Gold software, 150 blank checks and deposit slips, and 165 print credits. You can check out more details about this handy software by heading over to its official website.



GnuCash is a competent tool for personal and small business accounting and most users with a few financial management basics will definitely get the most out of this freeware. For starters, take a look at the main features that you will be able to enjoy if you decide to use this tool:

  • After you download the software, there will be a setup assistant program that will guide you through setting up the online banking.
  • The program’s interface is effortless to understand and use and it presents itself is a familiar way especially for users who are accustomed to performing online banking.
  • The software’s functions are listed in a tree along the left side, and you will see there checking accounts, stocks, and more investment forms.
  • At the top of the screen, you will see commands for reports, actions, and tools.
  • It’s quite simple to view the spending reports, reconcile checking accounts and others.
  • You will be able to print checks on standard check stock, and the graphical interface will help you develop your check layout.

The program is quite simple, but it may not seem the ideal choice for beginners due to the vast amount of terms and actions that may require a dictionary. On the other hand, GnuCash comes with a great tutorial that outlines the program but also the financial terminology.

Novice users will totally appreciate this wizard that walks you through the whole setup process. If you are overwhelmed by the massive number of personal accounts that you are trying to manage or if you are struggling to keep your small business on track financially speaking, this may just be the perfect solution for you.

Try the GnuCash freeware now and see how you can deal with its features.


Checksoft Home

Checksoft Home is a tool designed to offer users assistance in financial management. The software can support more accounts at the same time and while sorting all data.

Here are the best features that are included in this handy tool:

  • The software comes with a hundred of check specimens built-in its database, so you will have a lot to choose from.
  • All you have to do is to select one of them and then enter the account data to start using it.
  • There is also a quick print option available if you need one.
  • The software comes with a few settings that allow administration or control for all your accounts.
  • Checksoft Home also includes more options such as financial transactions check and client and suppliers organization.
  • The dashboard features all the transactions that have been operated by the user, and they are linked to detailed reports which are saved in the program’s archives.
  • You will also get the chance to sort the data and organize it however you want to to make the follow-up much more manageable.

The software generated printable financial reports which can also be modified if it’s needed. The software’s intuitive interface makes it effortless to use even for people who are not extremely advanced in using this kind of software. Download Checksoft Home for free to try out its features and see how it works.


Goldenseal Check Writing Software

Goldenseal Check Writing Software is another handy tool that prints checks, balances checkbooks and also reconciles checking accounts.

Check out some more of its main features and functionalities that we listed below:

  • The software lets you enter any number of checking accounts, and within each of these accounts, you will be able to have any number of separate checkbooks with various check numbers.
  • You can write checks individually, but this tool allows you to write most of them all at once as well.
  • You will also be able to enter most deposits automatically via the Deposit Funds command.
  • As we said, you can enter checks individually and match them to the transactions that they cover.
  • When you pay for a purchase using a check, Goldenseal Check Writing Software will create an instant payment for that particular item when you enter the transaction.
  • This software also prints checks on any pre-printed check forms and the blanks support most common layouts.
  • You will get the chance to use the Custom layouts command in order to change the forms however you like.
  • Goldenseal prints paychecks and it allows the process on various check blanks.

If you print a large number of checks, it’s recommended that you use the software to print your own MICR checks with info on the bottom of the checks. On the other hand, for smaller quantities of checks, you can use the economical pre-printed ones.

There are a few more features and functionalities that are included in this software, and it’s best to head over to Goldenseal Check Writing Software’s official website to check them out for yourself.

Here’s where our list of five best check writing software comes to an end. No matter which tool you decide to get, you will find it packed with lots of handy features besides the check printing ones.


Editor’s Note: This post was originally published in March 2018 and has been since updated for freshness, and accuracy.